Insurance / Personal

Group Major Medical

Group Major Medical Expense Insurance is designed to provide private medical protection to employees of a company, members of an organization, or members of a specific group. This type of policy offers comprehensive coverage, preferential rates, and tax benefits for the employer or policyholder.

At NRGI Broker, we develop customized group health solutions to protect the well-being of your team, improve the work environment, and strengthen your value proposition as an employer.

Exclusive Advantages: 

  • Preferential Pricing: High-volume rates based on your group size. 
  • Tax Optimization: Technical advisory to ensure 100% deductibility
    for your business.
     
  • Global Access: National and international coverage
    (U.S. options available).
     
  • Top-Tier Care: Direct access to elite hospitals, laboratories, and specialists. 
  • Strategic Growth: Significant reduction in turnover and increased
    organizational loyalty.
     
  • End-to-End Support: We handle the heavy lifting—from enrollment to claims management. 

Who is it for?

  • Small, medium, and large companies.
  • Civil associations, unions, or professional associations.
  • Cooperatives, affinity groups, and organized collectives.
  • Companies that wish to migrate from an individual policy to a group policy with better conditions.

The “Individual vs. Group” Advantage 

Many employees ask: “Is it advisable to have an individual policy
if I already have company coverage?”
 

The answer is Yes. Think of an individual policy as your
“insurance foundation.” It provides:
 

  • Total Independence: Your coverage remains yours, even if you change jobs. 
  • Guaranteed Seniority: Maintain an uninterrupted insurance
    history to avoid new waiting periods.
     
  • Personalized Protection: Customize a plan that fits your specific family needs. 
  • Medical Continuity: Ensure that ongoing treatments are
    never interrupted by career transitions.
     

Expert Tip: Keep a basic individual policywhile active in a group plan to “lock in” yourinsurability and
seniority for the future. 

Why Choose NRGI Broker?

At NRGI Broker, we specialize in designing tiered plans—by hierarchical levels or segments—to maximize both coverage and cost-efficiency

We don’t just provide insurance; we architect health solutions. Our plans are designed to balance your budget with premium protection and operational efficiency.

Contact us

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