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¿Participarás en consorcio con otras empresas en las Rondas de Licitación de CNH? Conoce de qué se trata la Responsabilidad Solidaria.

En 2014, México promulgó  la Reforma Energética y con ello abrió paso a un hecho histórico, por vez primera en 75 años se permitió a la inversión privada participar en las actividades de Exploración y Extracción de hidrocarburos.

Las empresas y consorcios  interesados en participar en los concursos de licitación organizados por la Comisión Nacional de Hidrocarburos (CNH) lo pueden hacer como licitante individual o licitante agrupado (consorcio). Aquellos que deciden participar como consorcio no están obligados constituir una nueva persona moral, sino simplemente a manifestar su voluntad de presentar una propuesta conjunta para la licitación y firmar el contrato correspondiente.

Al permitir este tipo de agrupación, se pretende promover la participación del mayor número de empresas  sin que se quede fuera el capital mexicano. Por eso, pueden licitar empresas que cuenten con experiencia y comprueben capacidad técnica (como operadores) -requisitos que en su mayoría van a cubrir empresas extranjeras- y empresas con capacidad económica y financiera (no operadores).

La participación en consorcio permite que las empresas reúnan las condiciones, que en conjunto  les aseguren mayores posibilidades de éxito. No obstante, es importante considerar que en cualquier caso las empresas adquieren una responsabilidad total solidaria  por las actividades que se ejecuten en el campo.

En primer lugar, será necesario definir su porcentaje de participación, lo cual no implica que asuman solamente en esa medida las obligaciones  establecidas en el contrato, pues las empresas participantes serán solidariamente responsables de todas y cada una de las obligaciones que asume el consorcio, independientemente de su porcentaje de su respectiva participación.

El operador, por su parte, tiene la obligación de cumplir con las obligaciones del contrato en representación de las empresas participantes. Específicamente, se encarga de todos los aspectos operacionales, pero en caso de algún incumplimiento de su parte, como ya dijimos no releva de su responsabilidad solidaria a las otras empresas.

La figura del operador es central, por eso se requiere que cuente por lo menos con una tercera parte de la participación en el consorcio y ningún otro miembro podrá tener una participación económicamente  mayor a  la suya.

En materia de seguros, por ejemplo, el operador es responsable de contratarlos y presentarlos ante la Agencia de Seguridad, Energía y Ambiente (ASEA), de conformidad con lo establecido en las Disposiciones Administrativas de Carácter General   en materia de Seguros (DAGS] para las actividades de Exploración y Extracción de Hidrocarburos, pero si en el momento de un siniestro las coberturas no fueran suficientes y/o adecuadas para responder por el daño, todos los participantes serán legalmente responsables de repararlo.

En NRGI Broker, somos expertos en materia de seguros, así como de la regulación en  materia ambiental, con la que deben cumplir los operadores petroleros. Acércate a nosotros, con gusto te atenderemos.

 

Exxon Valdez: impacto en el medio ambiente

El 24 de marzo de 1989, el buque petrolero Exxon Valdez, con 301 metros de eslora y 51 m de manga, zarpó con más 41 millones de litros de crudo a bordo, los cuales derramó prácticamente en su totalidad en el golfo de la Sonda Príncipe Guillermo en Alaska, después de impactarse con una roca.

Los factores que contribuyeron a que se produjera el desastre se resumen en: a) obstáculos de hielo y una tormenta; b) malas decisiones del capitán y c) deficientes protocolos de seguridad.

Horas después de zarpar, en medio de una tormenta, el Exxon Valdez se vio obligado a modificar su ruta de navegación debido a la presencia de bloques de hielo a su paso. Convencido de que el peligro había pasado, el capitán[1] ordenó al encargado del timonel, pasar a piloto automático. Sin embargo, unos minutos después el buque encalló y se produjo el vertido, que vendría a convertirse en uno de los peores siniestros en materia de hidrocarburos con graves consecuencias ambientales.

El derrame provocó la contaminación de aproximadamente 2000 km de costas y miles de especies afectadas. Fueron necesarios más de cuatro años de trabajos para dar por concluidas las labores de limpieza, sin embargo no fue posible regresar el ambiente a su estado base[2], ya que años después aún quedan restos de los hidrocarburos en las playas.

La cifra final de especies muertas es incierta, pero se estima que en los meses posteriores al accidente murieron alrededor de 250 mil aves marinas, 2800 nutrias, 300 focas, 250 águilas calvas, unas 22 orcas y miles de millones de ejemplares y huevos de salmón y arenque[3].

Por otro lado, fue tal el impacto que ocasionó el accidente que significó el precedente para la emisión de la Ley sobre contaminación con hidrocarburos en los Estados Unidos de América (Oil Pollution Act –OPA 90), así como la reforma del Convenio Internacional para prevenir la Contaminación por los Buques (MARPOL), que a partir de 1990 estableció la obligación de construir los buque-tanques con doble casco.

En resumen, los daños que se pueden causar al medio ambiente por accidentes con hidrocarburos pueden alcanzar grandes magnitudes, por lo que es importante que las empresas cuenten con un seguro de responsabilidad ambiental, para contar con recursos económicos suficientes para la reparación de los daños.

En NRGI Broker, somos expertos en seguros de responsabilidad ambiental. Acércate a nosotros, con gusto te atenderemos.

 

 

[1] Hay versiones que indican que el capitán se encontraba borracho. Ver: http://www.eltiempo.com/archivo/documento/MAM-7515.

[2] Al estado en el que se encontraba antes de que sucediera la tragedia.

[3] https://www.vix.com/es/btg/curiosidades/5727/grandes-desastres-ecologicos-el-exxon-valdez

Risk Management

Definition of a risk: “Uncertainty concerning a loss arising due to a given set of circumstances.”

Basic principles of risk:

  1. Do not hold more than you can handle in loss

  2. .B. Do not risk much for little.

  3. Consider probability of events and their potential impact.

  4. There is no “uninsured loss”. “An uninsured loss” is equal to retention rate.

The risks that companies face around the world have drastically changed over the years. Today, in addition to the concerns of traditional risks, such as natural disasters, the risk scenario has expanded to include the risks of damage to reputation, new regulations, compliance, property damage, increased competition as in the case of Mexico, energy reform that opens up the market to private sector. Therefore it is essential to have a program that has a unique profile of risks and exposures. Which it is known as a Risk Management Program.

It is important to establish risk management: “The process of protecting the assets of an organization through an identification and analysis of exposures, controlling exposures, funding losses with internal and external funds, and implementation and monitoring of the process risk management.”

The objectives of risk management in a business include the before, during and after a loss.

Before:

  1. The efficiency (competitiveness) and growth

  2. Regulatory / Compliance

  3. Focus on manageable risk

  4. Low deviation of objectives

  5. To promote stability and profit maximization

  6. Cash Flow

During:

  1. Protecting people

  2. Protect assets3. To collect data, information and resources to recover loss / claim (internal and external)

  3. Loss duration estimate / claim and lay out an adequate funding

After:

  1. Survival

  2. Stability (return to efficiency, competitiveness, profit maximization as soon as possible)

  3. Maintain profitability or return to profitability

  4. Maintain growth or return to growth

  5. Good Citizenship / Social Responsibility: we must not pass as “bad,” this may represent expenses (public relations) that were not considered necessary before it occurred further loss (eg environmental disasters)

A risk management program consists of 5 stages

  1. Risk Identification: The process of identifying and examining exposures of an organization     a.Property (Real) b. Human Resources c. Liability d. Net Income / Net Income

  2. Risk Analysis: Evaluation of the potential that the various exposures can have impact on the company; there are two types of analysis                                                       a.Qualitative analysis b. quantitative

  3. Risk Control: Any action or inaction that minimizes consents, at optimal cost, probability, frequency, severity, or the uncertainty of loss                                                             a.Avoid, b. Prevent, c. Reduce, d. Segregating / separating / double, e. Transfer (whether contractual, physical, or both)

  4. Risk financing obtaining internal and external funds to the best possible cost to pay for losses through two modalities

       4.1 Retention: internal funds to finance losses

       4.2 Transfer of responsibility: Insurance

  1. Risk Monitoring: implementation and monitoring of the risk management process

In the phase of risk financing should be noted that retention generates a financial burden on companies, which are convinced that the best way of financing risks is the transfer through insurance, there is no “loss uninsured.” “An uninsured loss” is equal to a traffic jam.

In NRGI Broker, we have an expert team in comprehensive risk management and insurance programs that will provide comprehensive solutions, with proven products, which are tailored to suit your needs

Contact us, we are here to help:

info@nrgibroker.com
(55) 9177.2100

Characteristics of Environmental Liability Insurance.

Social awareness for the damage caused to the environment has greatly increased, so have an Environmental Liability Insurance to back you against possible infringements by your company has become essential. Especially with the implementation of the Law on Environmental Responsibility, based on the principle “polluter pays”.

Environmental Liability Insurance protects you against accidents causing pollution to water, air, land or affect any habitat.

Accidents that jeopardize the company can occur within the insured premises during the transport of dangerous substances or during operation.

We can group the Environmental Liability Insurance in three blocks:

  1. Environmental Insurance land

  2. Insurance for the transport of dangerous substances

  3. Emergency Care

Requiring insurance companies carrying out exploration or extraction of hydrocarbons, crude oil treatment and gas processing must comply with the following characteristics:

  • Containment contaminants

  • Mitigation of impacts and environmental damage

  • Characterization of contaminated sites

  • Remediation of contaminated sites

  • Restoration or environmental compensation

In NRGI Broker we have an expert team of Environmental Liability Insurance and risk analysis that will provide comprehensive solutions, with proven products that adapt to suit your needs.

Contact us, we are here to help:

info@nrgibroker.com
(55) 9177.2100

Offshore Safety Improves Across UKCS Oil, Gas Operations

Offshore safety across oil and gas operations on the UK Continental Shelf (UKCS) continued to improve in 2015, according to the 2016 Oil & Gas UK Health & Safety Report published August 1.

There were no reported fatalities and reportable injury rates were lower than other industries such as manufacturing, construction, retail and education. The lost time injury frequency rate on the UKCS was also below the European average and lower than Norway, Denmark and Ireland.

The category of dangerous occurrences – which captures oil and gas releases, fires or explosions, dropped objects and weather damage – was down overall too, with an almost 30 percent fall between 2013 and 2015. Within that category, the total number of oil and gas releases rose slightly by 9 percent, with the majority of these classified as minor, while major releases remained the same.

A rise in minor releases could partially reflect that more and more operators are using technology that helps detect the smallest of escapes. New reporting criteria also came into place in the second half of 2015 and now includes releases that were not deemed reportable under previous legislation.

In March 2015 the Forties Echo platform in the North Sea was shut after being hit by a supply vessel, which resulted in 15 workers being transferred to the nearby Forties Bravo platform. In July 2015, oil and gas industry skills organization OPITO reported a 250 percent rise in the number of North Sea energy firms investing in systems which assess and develop workforce competence and safety.

“I am pleased to say there were no reported fatalities on the UK Continental Shelf in 2015. Health and Safety Executive statistics in our report show that the industry non-fatal injury rate and the over-seven-day and specified injuries rates also decreased,” said Mick Borwell, health, safety and environment policy director at Oil & Gas UK.

“That picture of personal safety improvement was echoed in the smaller annual benchmarking exercise that we carry out ourselves. We looked at 28 production operators and found a continuing downward trend in the average frequency of reportable injuries and dangerous occurrences,” he added.

“This is a testing time for the industry and our commitment to safety has, at times, been questioned. However, our report demonstrates that safe operations continue to be intrinsic to how we go about our activities on the UK Continental Shelf, regardless of the oil price. It shows that the UK sector is focusing in the right areas and overall is heading in the right direction. The report is also a reminder that there is no place for compromise or complacency and that safety must remain at the top of our agenda,” Borwell concluded.

Copyright: Rig Zone

BEST PRACTICES IN INSURANCE SHAPE THE NEW OIL INDUSTRY / INTERVIEW IN MEXICO OIL & GAS REVIEW 2016

GRACIELA ÁLVAREZ HOTH

CEO of NRGI Broker

The country is developing in a new direction, so it only makes sense for companies to align themselves with this new phase. This was exactly the motivation behind Grupo Vitesse’s decision to create a specialized Energy Insurance Broker “NRGI Broker.” With over 25 years of acquired experience from PEMEX’s marine operations, the company has now chosen to reinvent itself in line with the new trends in onshore production and gas pipelines. The experience present in NRGI Broker dates back to the days when Cantarell was booming and the company has contributed in an active way by attracting international market leaders to the country.

The importance of a guide to help companies comply with the new Mexican procedures implemented by the Energy Reform is often overlooked, according to Graciela Álvarez Hoth, the company’s CEO. She explains that, before the reforms, PEMEX provided its contractors with wide coverages, so their only concern was the deductible, and as a result, clients became accustomed to the buffer that PEMEX represented. “Now, most of the companies are no longer contractors and have become operators, and naturally they need a broader experience in negotiating administrative hurdles with the authorities,” Álvarez explains.

NRGI Broker takes a proactive approach to the new regulations, allocating time to dialogues with risk managers to discuss the new market rules that will be launched, even if these have not yet been released. “Over the past year we have closely worked with the regulatory agencies in order to participate in the processes of issuing regulations that are new to the country,” Álvarez Hoth asserts. By becoming part of this group, she is confident that NRGI Broker can provide clients with integral and adequate solutions. “In this way, we can inform the regulators of global trends, and analyze how we can apply this information to Mexican laws and norms,” she suggests.

Accidents are unavoidable, but despite the fact that this constitutes a core part of NRGI Broker’s business, the company takes measures to mitigate risks. “When the insurance sector works with the regulatory agency as

a team, everyone’s experiences are enriched because every participant has something to offer,” expresses Álvarez Hoth. Guidelines are currently being established that will require operators to conform to certain security regulations involving studies that have to be carried out before initiating production, with the objective of ensuring production is as safe as possible.

“Due to the low oil price, the insurance sector is working in a soft market where there is plenty of capacity and few players due to companies that are unwilling to lose money having shut down their activities, which has generated an appetite and a surplus that has not been seen in the last 15 years,” Álvarez Hoth continues. This will allow new operators in Mexico access to a wide variety of coverage at extremely competitive prices.

Providing insurance for new deepwater projects will not be without its challenges, assures Álvarez Hoth, but she does not expect these to overwhelm NRGI Broker. “At the end of the day, insurance companies are more worried about onshore platforms than offshore platforms because onshore activity in Mexican territory entails various factors that can affect operations,” she points out. Dealing with social aspects is difficult and the onshore segment will require a gradual learning process because operations will vary greatly across regions. On the other hand, offshore operations are identical all over the world, and although some regions like the North Sea present higher risks due to the tides. From this perspective, the Gulf of Mexico presents relatively low risks. Deepwater operations are relatively expensive but the players are also bigger, and Álvarez Hoth predicts that companies like Shell and Exxon will enter the market when it makes sense for them from a financial perspective. “These operators will enter with international sophistication and experience from working in places with varying levels of infrastructure,” according to Álvarez Hoth. “The goal is to keep track of the country’s obstacles while keeping in mind that these types of situations have already been encountered in other parts of the world.”

Due to NRGI Broker’s breadth of experience in helping companies enter new markets, Álvarez Hoth believes that the company is uniquely positioned to welcome new players that will be attracted by the Energy Reforms. “NRGI Broker can offer these players an advisor that can speak their language and that deeply understand the country, including its laws and regulations in insurance and surety topics,” she argues.

 foto LGAH

Oil and Gas Review

The Importance of Lloyd’s Market Within the Energy Reform

The iconic Lloyd’s building in London is one of the most emblematic and important places for the insurance industry and it is commonly known as the birthplace of marine insurance throughout the world. It is where vessels, oil rigs and the most complex drilling and construction projects both on land and sea, are protected. 

By: Paulina Meza    Photo: NRGI Broker

e wanted to enter the world of the petroleum risk assurance, that is why we interviewed Graciela Alvarez Hoth, CEO of NRGI Broker in the Lloyd’s building, in front of the iconic  bell that sounds when an important event happens in this market. For some thirty years, Graciela Alvarez has specialized in the placement of insurance and re-insurance coverage of intricate oil related activities for various national and foreign companies.

When asked about the origin of Lloyd’s she replied … “It all started in the Edward Lloyd’s coffee house, as the birthplace of marine insurance during the lat 1600’s where traders and merchants would meet to insure their vessels and cargoes. Today the latest Lloyd’s building is still the focal point of the British insurance industry, but the merchants and traders have been replaced by the world’s most prestigious brokers and solvent insurers but still meeting in a single market place, under the Lloyd’s Franchise.

It is in Lloyd’s where we place the reinsurance through one of the companies of Grupo Vitesse, its reinsurance broker specialized in the full spectrum of risks as required by the energy industry in Mexico, an activity that nowadays has a high importance due to the global best practices which will become obligatory for all companies and corporations involved with contracts within the Energy Reform in our country.

Our expertise in the design of comprehensive insurance programs to cover the risks assumed by companies in the oil fields, and complex activities performed daily in this industry have allowed us to successfully face the moment of truth, when you have to attend a major claim, highlighting and demonstrating the importance of being well insured.

The result of working with professionalism, efficiency, passion and loyalty over the years in the oil industry, has given us the expertise and capacity to respond as we enter a new era, not only to oil companies, but also to advise companies in all sectors of the energy market be it renewable or traditional.

In NRGI Broker we have the commitment to exceed excellence in service, it is our best guarantee to meet the expectations of the most demanding customers who will need support in order to fulfill one of the most important requirements being established within the Energy Reform – being the best global practices in insurance”. Alvarez Hoth emphasized.

lloyds energy reform